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17 Apr '14

Mommy on a Budget

Mommy Friendly Ways To Cut a Budget

Cutting your budget is something that so many of us think about on a monthly basis. Here are some ideas on ways that you can cut a budget. There are several options that a person has depending on how much they are looking to cut.

Monthly Budget

This is the first step in making any decreases to your budget. In order to know where to decrease you need to know what to cut. Creating a list of all your expenses as well as all the places that you spend money each is very helpful. Getting a clear view of the money going out can help when looking for ways to save money.

Groceries

The grocery bill is usually one of the largest expenses that you will have each month. There are some tips that can help you to reduce your grocery bill.

ü  Making a list can help to make sure that you are not buying more items of the things that you already have at home.

 

ü  Couponing is a tip that many families are doing more often. There are places that offer double coupon days that can help you to save a lot of money sometimes.

 

ü  Mini gardens are becoming popular. Self-sustainment is becoming trendier as the food industry notes new chemicals and troubles with certain foods. Having a veggie garden can be helpful at least to supplement some of the food budget.

 

ü  Shopping on a full stomach can be the difference in your total grocery bill. When an individual is hungry, they tend to buy more food than when they are not.

 

ü  Buying in bulk can also help to reduce your monthly grocery cost. This is only helpful if you purchase things that you use a lot. This can stop the mid-week shopping trips.

Food Options

Some food options that you can take can help you to save money without even realizing it. Sometimes the hardest changes are the ones that are made because of convenience. One of the easiest changes that you can make is to not go through the drive thru at the coffee house. Those specialty coffees can be one of the biggest budget drains a person can have. Those once a day treats of $4.00 can add up to a lot at the end of the month. Another, way to cut your monthly budget is through taking your lunch. Buying lunches can also be a big drain on a budget. Paying $5.00 or more per day for a lunch special can put a big hole in your budget. Packing your lunch the night before can save time in the mornings, and save money for the whole month.

Saving money can be hard, but so many people can do these little things to help increase their money at the end of the month.

 

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